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As you approach your 65th birthday, you are entering what is known as the initial enrollment period.
It is a window of time that begins three months prior to your 65th birthday, your birthday month and 3 months after your 65th birthday.
During that time you should enroll in either Traditional Medicare or consider a Medicare Advantage Plan or other option.
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We suggest choosing at least 3 companies to find one that works best for you.
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From January 1 through March 31 you may change from one Medicare Advantage or Medigap plan to another but NOT from Traditional Medicare to Medicare Advantage Plan. You may also add a Part D drug plan if you are part of Traditional Medicare.
Special Enrollment Periods
Medicare does provide special enrollment periods for individuals who have experienced life changing events. These may include a divorce, job loss, relocation to an aea not served by a former Medical Advantage plan and others. For complete information and other questions go to medicare.gov.
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